Welcome to the ECS Credit terms and conditions page, which has been generated to disclose all factors related to the transactional process and lending mechanism. These include eligibility, data collection, privacy policies, and disclaimers. As a registered NBFC following RBI and Information Technology Act 2000 guidelines, ECS Credit reserves the right to approve or reject any loan application.
Customer eligibility is evaluated based on multiple factors such as transactional history, income source, identity, and residential status. Loan approval may be rejected due to:
Loan applications must be completed with accurate information. Applications may be rejected due to:
Loan tenure is decided based on company policy, salary cycle, and approved loan amount. Short-term loans typically have a tenure of up to 30 days, which may vary for self-employed customers.
All applicable fees and interest charges are clearly disclosed at the time of approval. Customers may choose to proceed or withdraw based on acceptance of these charges.
Repayment must be completed on or before the due date. Any delay will be considered a default and may attract penalties.
ECS Credit collects personal information solely for lending purposes. Customer data is protected and handled as per applicable privacy laws and company policy.
ECS Credit communicates only through registered contact details. Customers are advised not to pay any pre-approval charges and to verify lender authenticity.
ECS Credit reserves the right to revise these terms and conditions in line with regulatory changes. Existing customers will continue under previously agreed terms.
We offer fast and reliable loan services across major cities in India.