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In the new era of technology we look in the future with certainly and pride, that's why so.
Are you looking for funds for purchasing something big without draining your savings? Maybe there is a wedding coming up, and your budget is already stretched, or you want to buy some furniture for your new home. A personal loan for shopping is here to help you, no matter what the reasons are for your shopping. You do not have to juggle multiple credit cards or ask somebody to help you out. With only one easy step, you can get cash with this loan. It will help you get what you want by keeping your budget intact.
We provide a wide range of loan services with flexible repayment options, fast approval processes, and reliable financial support to help you manage personal, emergency, and short-term financial needs with confidence.
Choose us to ensure trust, transparency and fast lending services because we offer short-term personal loans with various distinct features.
A lower amount is also approved for multiple financial requirements.
No physical or hard copy of documents is required while applying for a loan.
The approval with instant disbursal lets you have instant cash.
After the approval, the disbursal is done immediately
There are no hidden charges apart from the interest and processing fees.
There are no pre-approval charges applied to the loan.
Based on income, a lower credit score is also considered for approval.
Here’s a clear breakdown of the typical costs associated with a shopping loan.
| Charge Type | Typical Range |
|---|---|
| Interest Rate (APR) | 15% – 31% |
| Processing Fee | 2% |
| Tenure | 365 Days |
| Prepayment Charges | No Charges |
| Bounced Cheque | ₹1,000 |
Actual charges may vary depending on your credit profile, loan amount, and tenure. The final interest rate depends on your credit score and income stability.
Adjust the values below to estimate your loan cost instantly.
A shopping loan gives you the flexibility to purchase what you want without financial stress.
To apply for a shopping loan, applicants must meet the following requirements.
Follow these simple steps to apply for a personal loan for shopping quickly and hassle-free.
Go to the ECS Credit website to start your shopping loan application.
Enter personal and financial details such as name, email, phone number, loan amount, and city.
Upload basic documents including ID proof, address proof, and income statements.
Select your preferred loan amount and repayment duration based on your needs.
Submit the form and wait while your profile goes through a quick credit verification.
Once approved, the loan amount is credited to your bank account within 24 hours.
We offer fast and reliable loan services across major cities in India.
Explore our Frequently Asked Questions for quick answers on policies, claims, and coverage, helping you make informed insurance decisions.
In the new era of technology we look in the future with certainly and pride, that's why so.
A shopping loan is to help you buy any products without losing your savings. You can purchase anything from this loan, like an electronic appliance, luxury items, or gift items for your family and friends.
To apply for a loan for shopping, visit the ECS credit website and then click on apply now button. After accurately filling out the form, wait for approval.
Documents that are needed for the application are basic, such as the Aadhaar card, PAN card, voter ID card, salary proofs, and employment letter. Bank statements are also required for self-employed people.
Once your application is approved, the funds are usually disbursed to your bank account within a few hours to 24 hours.
No, loans for shopping are unsecured. You do not need to provide any security or guarantor.